Easy Crypto referral & bonus 2026 — NZ & AU
Easy Crypto is New Zealand's most-used crypto retailer, operating a broker model that pushes BTC and other assets directly into user-controlled wallet addresses rather than holding balances on-platform. The 2026 referral pays new users $20 NZD or AUD after a qualifying first purchase, with 170+ assets supported.
Easy Crypto — broker model designed for self-custody
Easy Crypto is structurally distinct from most exchanges on this site. The platform is a broker, not a custodian — users buy Bitcoin or other supported assets and the platform delivers them directly to an address the user controls. This eliminates the exchange-custody risk that has destroyed several CeFi platforms since 2022. Easy Crypto launched in 2018 and has built the largest New Zealand retail crypto user base, with Australian operations added under AUSTRAC registration.
Activation flow
Sign up at easycrypto.com (NZ or AU). Complete KYC with a NZ or AU government ID. Choose the cryptocurrency to buy and provide a destination wallet address (you supply this — Easy Crypto does not hold it). Pay via POLi, Akahu, NZD/AUD bank transfer, PayID or supported payment method. The asset is delivered to your address within minutes. The $20 NZD/AUD welcome bonus pays after the first qualifying purchase of $100+ equivalent.
Why the broker model matters
The Easy Crypto model removes the platform's role as a custodian — once a purchase clears, the asset is in the user's wallet, not Easy Crypto's. This is structurally different from CoinJar, Swyftx or Binance, all of which custody user balances by default. For users worried about platform insolvency, this is the strongest argument. The trade-off is no order book, no leverage, no derivatives — Easy Crypto is a clean buy-and-send service.
Pros and cons
✅ Strengths
- Self-custody-by-default architecture — no platform custody risk.
- Largest NZ retail crypto user base.
- NZ FSP + AU AUSTRAC dual registration.
- 170+ assets supported.
⚠️ Weaknesses
- No exchange features — no order book, no leverage, no derivatives.
- Spread on retail purchases is wider than venue-based trading.
- Users must understand wallet address management.
- $20 NZD/AUD welcome is modest.
Easy Crypto vs Independent Reserve vs Dasset (NZ)
| Metric | Easy Crypto | Independent Reserve | Dasset |
|---|---|---|---|
| Welcome bonus | $20 NZD/AUD | $10 NZD | $10 NZD |
| Model | Broker (self-custody by default) | Custodial exchange | Custodial exchange |
| Asset list | 170+ | ~40 | ~50 |
| NZ FSP registration | Yes | Yes | Yes |
| Best for | Self-custody buyers | Pro NZ traders | NZ buyers wanting custody |
Editor's personal take
Easy Crypto is the right NZ venue for users who want to buy Bitcoin or supported altcoins and have them delivered directly to their own wallet without the platform holding any balance. The broker model is structurally safer than custodial alternatives for users who already use a hardware wallet. The trade-off is no advanced trading features. For NZ pro traders wanting an order book, Independent Reserve is the alternative.
FAQ
What does self-custody-by-default mean?
When you buy Bitcoin via Easy Crypto, the platform sends it directly to a wallet address you supply. Easy Crypto does not hold custody of your crypto after the purchase clears. This eliminates platform-custody risk.
Does Easy Crypto support Australian users?
Yes. Easy Crypto AU Pty Ltd is AUSTRAC DCE-registered. The AU product mirrors the NZ service.
Can I sell crypto back to fiat through Easy Crypto?
Yes. The platform supports sell-back to NZD/AUD bank accounts at the prevailing buyback rate.